Simplify Your Halal Investing Journey with Dollar-Cost Averaging (DCA)

Modern Muslim Finance

Published on: 08/05/2025

One of the smartest ways Muslim families in Singapore can invest with confidence is through Dollar-Cost Averaging (DCA). This strategy involves investing a fixed amount regularly into Shariah-compliant assets, regardless of market conditions. It helps reduce emotional decision-making, avoids the stress of market timing, and builds consistent investing habits over time. With DCA, you buy more units when prices are low and fewer when prices are high—potentially lowering your average cost. While it doesn’t eliminate investment risk, DCA is a practical, faith-aligned approach for growing your Halal portfolio steadily from your monthly income. When paired with strong Halal investments, it supports your path toward financial independence.