Meet Kamal Gafor

Wasiat Consultant, Modern Muslim Finance

Protect Your Legacy with Clarity and Confidence

Islamic estate planning is not just about documents.

It’s about responsibility, amanah, and making things easier for the people you leave behind.

Kamal Gafor is a Wasiat Consultant dedicated to stewarding Islamic estate planning for the Muslim community in Singapore, helping individuals and families preserve their legacy with clarity, compliance, and peace of mind.

A mosque board member with over six years of governance experience and currently Assistant Secretary of Muhajirin Mosque, Kamal is deeply engaged in community service.

Backed by 20 years in broadcast media and project management, he brings structure, integrity, and disciplined execution to guiding the community in wasiat and estate planning.

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Who I Serve and Why It Matters

I work with Muslim individuals and families who want to take responsibility today, so their loved ones are protected tomorrow.

Specifically, I help those who want to:

Ensure their estate is distributed strictly according to Islamic principles

Prevent confusion, conflict, and unnecessary delays for their family

Put a clear, valid Wasiat in place with confidence

Have peace of mind knowing their amanah has been fulfilled

Without a proper Wasiat, your estate does not move smoothly. Assets can be delayed, decisions become complicated, and families are left uncertain about what to do next.

Islamic estate planning is a responsibility, not an option.

Taking action now protects your family from confusion later and ensures your intentions are carried out correctly.

This is how you turn good intentions into real protection..

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Why Work With Me

Deeply Rooted in the Community

I actively serve within the mosque community and understand the real concerns Muslim families in Singapore face. My work is grounded in governance, trust, and responsibility, not theory.

Structured and Disciplined Approach

With over 20 years of experience managing complex projects, I guide you step by step. Nothing is rushed, nothing is vague, and nothing is left unclear. Accuracy and proper documentation matter here.

Faith Comes First

Every recommendation is guided by Islamic principles. I focus on helping you understand your responsibilities clearly, so decisions are made with confidence and peace of mind, not pressure.

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The Modern Muslim Finance Method

– How We Help You

Income – Ensure your earnings are Halal & your spending is aligned with Islamic values
Insurance – Get only the protection you need—no more, no less
Investments – Grow your money the Halal way with a solid strategy
Independence – Achieve financial freedom & remove retirement worries
Inheritance – Ensure your wealth is passed down correctly & in line with Faraid

With a strategic plan, you can:

✅ Grow your wealth while staying 100% Shariah-compliant

✅ Pay less for protection & eliminate unnecessary expenses

✅ Retire early with a clear, actionable strategy

🤝 See How It Works – Talk to Rizwan

How We Work Together

Discovery

Call

Understand your goals and challenges

Diagnosis &

Recommendation

We craft your Shariah-compliant action plan

Onboarding &

Implementation

Fuss-free paperwork &

product handling

Ongoing

Partnership

Regular reviews, coaching, and updates

Start with a Simple Conversation

You don’t need to have everything figured out.

You just need a clear place to start.

If you’re unsure about Wasiat, inheritance, or what applies to your situation, begin with a conversation. No pressure. No rush. Just clarity and guidance rooted in Islamic principles.