Terms of Service

The information and materials provided on this website and on related social media platforms are for general informational purposes only and do not constitute financial, investment, legal, or tax advice. You should not rely upon the information provided on this website or on related social media platforms as a substitute for financial, investment, legal, or tax advice from a licensed professional.

The information and materials on this website and on related social media platforms may not be up-to-date, accurate, complete, or suitable for your specific circumstances. The information and materials provided on this website and on related social media platforms are subject to change without notice.

By using this website or any related social media platforms, you agree to use it at your own risk and acknowledge that the publisher does not guarantee the accuracy or reliability of the information contained on this website or on related social media platforms. The publisher shall not be liable for any damages or losses arising from your use of the information contained on this website or on related social media platforms.

You agree to indemnify and hold harmless the publisher and its affiliates, officers, agents, and employees, from and against any claims, damages, losses, liabilities, costs, and expenses arising from or related to your use of the information contained on this website or on related social media platforms.

This website and related social media platforms are not intended to be a substitute for professional financial, investment, legal, or tax advice. If you need professional advice, you should consult with a qualified financial advisor, investment professional, legal professional, or tax professional.

This disclaimer shall be governed by and construed in accordance with the laws of the jurisdiction in which the publisher operates and the laws of other applicable jurisdictions. If any provision of this disclaimer is found to be unlawful or unenforceable, the remainder of the disclaimer shall remain in full force and effect.

This disclaimer constitutes the entire agreement between you and the publisher and supersedes all prior or contemporaneous understandings or agreements, whether written or oral, relating to your use of this website and related social media platforms.

Last Updated: October 11, 2024

Privacy Policy

At Modern Muslim Finance, we are committed to protecting the privacy and security of our customers’ personal information. This Privacy Policy describes how we collect, use, and disclose personal information about you in connection with your use of our products and services.

Personal Information Collection:

We collect personal information about you when you use our products and services, such as when you sign up for our email list, buy our courses, or use our website. The personal information we collect may include your name, email address, telephone number, payment information, and other contact information. We may also collect information about your location and preferences, as well as information about your use of our products and services.

Use of Personal Information:

We use personal information to provide you with the products and services you have requested, to communicate with you about your account or your orders, and to improve our products and services. We may also use personal information to send you marketing communications, such as special offers, promotions, and updates about our products and services. If you do not wish to receive marketing communications, you may opt out by following the instructions provided in the communications.

Disclosure of Personal Information:

We do not sell, rent, or share personal information about you to third parties for their marketing purposes. We may disclose personal information to third parties who perform services on our behalf, such as payment processing, shipping, and customer service. We may also disclose personal information as required by law or in response to a lawful request from a government authority.

Data Security:

We take reasonable steps to protect personal information from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. However, no security system can be 100% secure, and we cannot guarantee the security of your personal information.

Accessing and Correcting Your Personal Information:

You have the right to access and correct your personal information that we have collected. You may request to access or correct your personal information by contacting us through the methods described in the “Contact Us” section below.

Changes to This Privacy Policy:

We may update this Privacy Policy from time to time to reflect changes in our privacy practices. If we make any material changes to this Privacy Policy, we will notify you by posting the updated Privacy Policy on our website and/or by sending you an email.

Personal Data Protection Act 2012

In accordance with the Personal Data Protection Act 2012, I give my consent to Modern Muslim Finance (Pokok Kurma Pte Ltd) to:

a. collect, use and disclose my personal data, for the purpose of organising and facilitating the Workshop/Masterclass;

b. notify and contact me regarding the Workshop and other MMF-related events and activities via calls, text messages, post and emails;

c. disclose my personal data to hotels, tour operators and such other persons as may be necessary for the purpose of organising and facilitating the Workshop/Masterclass;

d. disclose my personal data in the event of any medical exigencies or emergencies to hospitals, doctors, nurses and medical staff, as may be necessary for the purposes of attending to any medical treatment or emergencies; and

e. use, disclose and retain my personal data, photographs, voice, likeness and image for internal and external publicity purposes through mediums, including but not limited to, printed materials, electronic publications, websites and social media platforms.

f. use my evaluation/ testimonies submitted to Modern Muslim Finance, to market Modern Muslim Finance; its workshops and/or services of Modern Muslim Finance.

Cancellation and Refund Policy

30-Day Money-Back Guarantee:

We offer a 30-day money-back guarantee only for new annual subscriptions. If you are not satisfied with your membership within the first 30 days, you may request a full refund. To be eligible for a refund, you must contact us within 30 days of your initial payment and provide a reason for your dissatisfaction. Refunds will be processed within 14 business days.

Monthly Subscription:

You may cancel your monthly subscription at any time. No refunds will be provided for unused months.

Non-Refundable Fees (Masterclass):

The annual subscription Masterclass is non-refundable. You may cancel your membership at any time, but you will not receive a refund for the remaining subscription period.

Non-Refundable Fees (Wasiat Class):

The workshop fee is non-refundable. You may request to reschedule or move to another date, but refunds will not be issued.

Disclaimer

The information provided on this website is for general informational purposes only. While we strive to keep the information up-to-date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is strictly at your own risk. In no event will we be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website, you can and may link to other websites that are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

This disclaimer is subject to change without notice. It is advisable to review this disclaimer periodically for any changes.

Effective Date:

This Terms of Service document is effective as of the “Last Updated” date listed above.