Syed Afiq, ChFC®/S

Chief Finance Ninja - Modern Muslim Finance

Islamic Financial Planning Specialist | AEPP®

With over a decade of experience in both conventional and Islamic finance, Syed Afiq is one of Singapore’s leading financial advisors for the Muslim community. As the founder of Modern Muslim Finance (MMF), he empowers families to build wealth, plan estates, and invest confidently — the Halal way.

Currently serving as a Financial Advisory Manager at Financial Alliance Pte Ltd, Syed Afiq holds top-tier credentials including Chartered Financial Consultant (ChFC®/S) and Associate Estate Planning Practitioner (AEPP®). His unique approach blends financial literacy, Islamic values, and practical money strategies.

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Professional Background

▶️ Chartered Financial Consultant (ChFC®/S)

▶️ Associate Estate Planning Practitioner (AEPP®)

▶️ Former banker at Standard Chartered Bank (2011–2014)

▶️ Financial Advisory Manager at Financial Alliance Pte Ltd (2015–Present)

🌱 Mission & Philosophy

“Spend Guilt-Free. Live Worry-Free. Retire Early.”

That’s not just a tagline — it’s the heartbeat of Syed Afiq’s methodology. From overcoming personal financial missteps to developing the Modern Muslim Finance Method, his goal is simple: Help Muslims take control of their money without compromising their faith.

🧠 Signature Methodologies

Modern Muslim Finance Method™

Syed Afiq developed the Modern Muslim Finance Method—a practical, faith-based system to help Muslims manage their money with confidence and clarity.

The 5 I’s of Islamic Finance™

Income: Analyzing cash flow, expenses, and financial health through detailed assessments.

Insurance: Evaluating protection needs to ensure appropriate coverage without redundancy.

Investing: Guiding clients towards Halal investment opportunities that align with their values.

Independence: Helping clients build financial freedom through debt management, savings strategies, and passive income planning.

Inheritance: Assisting in Islamic estate planning, including the drafting of Wills and understanding of Faraid laws.