Meet Syed Afiq,
ChFC®/S, AEPP®
Chief Finance Ninja | Founder, Modern Muslim Finance
Certified Islamic Wealth Advisor | Financial Advisory Manager, Financial Alliance Pte Ltd
Guiding Muslim Families Toward Peace of Mind
Since 2012, Afiq has helped Muslim families in Singapore make confident financial decisions—always aligned with faith and focused on long-term security.
His mission is simple:
Spend guilt-free. Live worry-free. Retire early.
Are You a Muslim Individual or Family in
Seeking Principled Financial Guidance?
My focus is dedicated to serving the unique financial needs of Muslim families and individuals within Singapore.
I partner with clients who are looking to:
Align their financial decisions with deeply held Islamic values
Gain clarity and confidence in areas like Halal investing and Islamic inheritance
Build a secure and prosperous future through a structured, long-term plan
If you’re facing these struggles, you’re in the right place:
You don’t know how to grow and invest your money the Halal way
You’re confused about your insurance & if you have the right protection
You fear losing money due to lack of Islamic inheritance planning
You worry about retirement, fearing you’ll have to work forever
You struggle to save money & feel guilty whenever you spend
Imagine a Future Where Your Finances Align Perfectly with Your Values.
Achieve the ability to "Spend Guilt-Free, Live Worry Free and Retire Early".
Make informed financial decisions with clarity and confidence.
Grow your wealth through Halal and ethical investment strategies.
Have peace of mind knowing your Islamic Inheritance Plan is sound.
Build a secure financial foundation for your family, for Here and the Hereafter.
Qualified, Certified & Truly Independent Advice
Chartered Financial Consultant (ChFC/S)
Associate Estate Planning Practitioner (AEPP®)
Certified Islamic Wealth Advisor (FAiWA)
Financial Advisory Manager, Financial Alliance Pte Ltd (Singapore’s Leading Financial Advisory Firm)
Extensive industry training (14+ Certificates from SCI & IBF)
MAS Representative No: SAB300100202
Islamic Wealth Advisor on Faith Consulting & Imam Connect platforms
Access to solutions from 18 life insurers, 11 investment platforms, & 30+ general insurers.
Qualified for Muslim Wills.
Partnered with accountants, lawyers & trust companies.
Decades of Service & Tangible Results
Over a Decade in Financial Services since 2012.
Specialising in Islamic Finance since 2015.
Guided 500+ families & crafted over 100+ Wasiats.
Helping families invest using halal flexible, liquid instruments.
Optimising insurance plans for comprehensive coverage while saving costs.
Winner of Mediacorp's reality TV challenge 'Can You Serve' Season 2 (2011).
Our Business Partners
What Our Clients Say
“Afiq made everything so easy to understand.” — Muhammad Bahajjaj
“Afiq was super friendly, approachable, and quick to respond... he even jumped on a call with me the next day. He answered all my worries about halal investing with clear, practical guidance. He pointed out what I was missing in my investment plan, suggested ways to improve, and helped broaden my understanding.
I’d recommend him to anyone because he explains things simply, offers important insights, and truly knows his stuff. Knowledgeable and friendly, the perfect combo.”
“I finally feel confident about investing, not scared of it.” — Myra Abdul Kadir
Afiq is incredibly sincere and explains things in a way that truly connects. My ‘aha’ moments were finally understanding the difference between Unit Trusts and ETFs, and how proper portfolio allocation can still grow steadily with lower risk.
The most valuable part for me was the confidence boost. As someone naturally risk-averse, having clarity and reassurance helped me take my first real steps towards building my wealth the right way.
“It gave me clarity and confidence to make faith-aligned investment decisions.” — Dian Abdurachman
“I wanted to invest in a way that pleases Allah, but I didn’t know who to ask or how to even frame my questions. Alhamdulillah, the consultation was easy, open, and incredibly generous with time and guidance.
What I appreciated most was how the advice was tailored to my situation and not generic. I gained clarity on key fiqh considerations and now have a much better framework for making informed, Shariah-compliant decisions. My thoughts are more structured, and I feel more confident moving forward, inshaaAllah.
I’d definitely recommend this to other Muslims. It’s informative, fair, and gives you the guidance you simply can’t get from Google alone. If you’re unsure, just book the consultation and ask your questions, reflect, and make istikharah. You’ll come out with more clarity than you expect.”
The Modern Muslim Finance Method
– How We Help You
Income – Ensure your earnings are Halal & your spending is aligned with Islamic values
Insurance – Get only the protection you need—no more, no less
Investments – Grow your money the Halal way with a solid strategy
Independence – Achieve financial freedom & remove retirement worries
Inheritance – Ensure your wealth is passed down correctly & in line with Faraid
With a strategic plan, you can:
✅ Grow your wealth while staying 100% Shariah-compliant
✅ Pay less for protection & eliminate unnecessary expenses
✅ Retire early with a clear, actionable strategy
How We Work Together
Discovery
Call
Understand your goals and challenges
Diagnosis &
Recommendation
We craft your Shariah-compliant action plan
Onboarding &
Implementation
Fuss-free paperwork &
product handling
Ongoing
Partnership
Regular reviews, coaching, and updates
Ensuring We're Aligned for Success
Good fit if:
You're a Muslim in SG seeking Shariah-aligned guidance, value education, are serious about long-term planning, desire clarity/peace of mind.
May not be the best fit if:
Seeking non-Shariah products, speculative schemes, prefer minimal involvement, based outside SG.
Ready to Move Forward?
Start Your Journey to Financial Confidence Today!
Watch the Free Webinar
Book a Complimentary 30-Min Discovery Call
Explore the Halal Investor Club
Download Free Resources
Connect with Syed Afiq
